Insurance Law & Regulatory Compliance Desk is a specialized editorial research unit at GST Munshi comprising Chartered Accountants, tax litigators, commercial bankers, and policy analysts dedicated to verifying Indian statutory circulars (CBIC, CBDT, RBI, IRDAI, and Ministry Gazettes) into actionable guides.
Authoritative legal guide on Section 45 of the Insurance Act, 1938 and the 3-year non-contestability moratorium period: why life insurers cannot repudiate claims after 3 years for any reason, early vs non-early claim audits, and fraud defenses.
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